How to Apply for First City Fast Cash
How to Apply for First City Fast Cash: Requirements, Steps, and Key Information
Financial emergencies can happen unexpectedly—medical bills, rent, tuition fees, or urgent business expenses often require quick access to funds. To help Nigerians handle such moments, First City Monument Bank (FCMB) created the First City Fast Cash Loan, a simple and reliable way to get money instantly without collateral or complex paperwork.
This guide explains how to apply for the FCMB Fast Cash Loan, the requirements for eligibility, the steps to complete your application, the bank’s contact channels, and answers to frequently asked questions about the loan.
The FCMB Fast Cash Loan is a digital short-term loan designed for salary earners, entrepreneurs, and individuals in need of urgent funds. It provides instant cash through mobile banking, internet banking, or USSD code, allowing users to access money anytime and anywhere. The loan is known for being fast, flexible, and transparent, with funds disbursed within minutes of approval. Borrowers can choose repayment periods that fit their income schedule, making it one of the most convenient personal loan options in Nigeria.
Eligibility Criteria:
- Must be a Nigerian resident aged between 18 and 60 years
- Must have a steady income (salary or business proceeds)
- Must maintain an active FCMB account for at least three months
- Must have a good credit record (verified through national credit bureaus)
- Must have a registered mobile number linked to your FCMB account
Required Details:
When applying, you will need to provide your full name, Bank Verification Number (BVN), mobile number, employment or business information, and your preferred loan amount with repayment duration.
You can apply in a few minutes using any of FCMB’s digital channels—no paperwork, no stress.
1. Applying via USSD (*329*11#)
Dial *329*11# on the phone number linked to your FCMB account.
Select Loans → Fast Cash.
Enter your preferred loan amount.
Review loan terms and repayment details.
Confirm with your transaction PIN.
Receive your funds instantly once approved.
This method is perfect if you don’t have internet access.
2. Applying via the FCMB Mobile App
Log in to the FCMB New Mobile App on your phone.
Tap Loans and select Fast Cash.
Your eligible loan limit will be displayed automatically.
Enter your preferred amount and repayment period.
Review the terms, accept, and confirm.
Funds are credited to your account immediately after approval.
3. Applying via Internet Banking
Visit www.fcmb.com and log in to your online account.
Click Loans → Apply for Fast Cash.
Enter your desired amount and repayment period.
Review and confirm your application.
Once approved, funds are deposited instantly into your FCMB account.
The FCMB Fast Cash Loan is designed for easy repayment. Your repayment (principal plus interest) is automatically deducted from your FCMB account on the agreed date.
If you need help applying or have questions about your loan, you can reach FCMB through any of the following channels:
- Website: www.fcmb.com
- Customer Care Lines: +234 700 329 0000 or +234 1 279 8800
- Email: [email protected]
- Social Media:
- Branches: Visit any FCMB branch nationwide for face-to-face support.
Frequently Asked Questions (FAQs)
1. How long does it take to get the loan?
Approval and disbursement are instant. Once you submit your request and meet the requirements, the money is credited to your account within minutes.
2. Can I apply if I’m not an FCMB customer?
Yes. Non-FCMB customers can still apply through the USSD channel. Your eligibility will be determined using credit bureau data and mobile number verification.
3. What happens if I miss a repayment date?
If repayment fails on the due date, FCMB will automatically debit your account once funds become available. Late repayments may attract penalties and affect your credit record.
The First City Fast Cash Loan from FCMB is one of the most accessible and dependable instant loan products in Nigeria. It offers quick approval, flexible repayment options, and a transparent fee structure, all without the need for collateral or complex documentation. Whether you need money for medical emergencies, school fees, business support, or other personal needs, this loan provides immediate relief with minimal stress.
See on the bank’s website
With loan amounts ranging from ₦10,000 to ₦500,000 and multiple application channels—via USSD, mobile app, or internet banking—FCMB ensures that customers can access funds anytime they need them. If you value speed, reliability, and convenience, the First City Fast Cash Loan is an excellent financial tool to help you stay in control of your finances. Apply today, and experience the ease of instant funding from one of Nigeria’s most trusted banks.
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