How to Apply for FirstBank Airtime Loan

How to Apply for FirstBank Airtime Loan: Requirements, Steps, and FAQs

Staying connected is essential in today’s fast-paced digital world. Whether it’s for personal communication, business transactions, or online access, airtime plays a vital role in everyday life. To make sure customers never run out of airtime when they need it most, FirstBank of Nigeria introduced the Airtime Loan Service, also known as FirstAdvance Airtime Loan. This service enables eligible customers to borrow airtime instantly and repay it later, offering convenience and accessibility anytime, anywhere.

Requirements for Obtaining a FirstBank Airtime Loan

To access the FirstBank Airtime Loan, customers must meet certain eligibility conditions. These requirements ensure the loan is available to genuine and active users.

Eligibility Criteria:

1. Active FirstBank Account: The customer must have a valid savings or current account with FirstBank.
2. Linked Mobile Number: The mobile number used for the loan request must be the one registered with the bank.
3. Active Transaction History: The customer should perform regular transactions such as transfers, deposits, or airtime purchases.
4. Good Account Standing: The account should not be dormant or flagged for unpaid debts.
5. Network Availability: The service is available across supported Nigerian networks (MTN, Airtel, Glo, 9mobile).

Meeting these requirements improves a customer’s eligibility score, which determines the loan amount limit.

How to Apply for the FirstBank Airtime Loan

There are multiple convenient ways to apply for a FirstBank Airtime Loan. The process is fast, requiring only a few simple steps using your mobile phone.

Option 1: Via USSD Code (*894#)

1. Dial *894# on your registered mobile number.
2. From the menu, select “Airtime Loan” or “FirstAdvance”.
3. View your available loan limit displayed on the screen.
4. Enter the desired airtime loan amount (within your eligible range).
5. Confirm your request.
6. Receive the borrowed airtime instantly on your mobile line.

This option works without mobile data and is available 24/7, making it ideal for customers with limited internet access.

Option 2: Via FirstMobile App

1. Open the FirstMobile App and log in.
2. Navigate to the Loans section.
3. Select “Airtime Loan” or “FirstAdvance.”
4. Review your available limit.
5. Enter your preferred loan amount and confirm the transaction.
6. The airtime will be credited instantly to your mobile number.

Option 3: Via FirstMonie Wallet

Customers using the FirstMonie Wallet can also borrow airtime by:

1. Logging into the FirstMonie Wallet App.
2. Selecting Loans or Airtime Loan.
3. Choosing the amount and confirming the request.
4. Receiving airtime instantly upon approval.

Each method provides a fast, secure, and reliable experience, ensuring customers stay connected at all times.

FirstBank Contact Channels

If you have questions, need assistance, or want to report issues with your airtime loan, FirstBank offers several reliable customer support channels:

• Phone: +234 1 905 2326 or +234 708 062 5000
• Email: [email protected]
• Website: www.firstbanknigeria.com
• Social Media:
  • Facebook: facebook.com/firstbankofnigeria
  • Twitter/X: @FirstBankngr
  • Instagram: @firstbanknigeria
• In-Branch: Visit any FirstBank branch nationwide for in-person support.

These channels are available to handle loan inquiries, technical challenges, and repayment clarifications.

Frequently Asked Questions (FAQs)

1. How much airtime can I borrow from FirstBank?
You can borrow between ₦200 and ₦5,000, depending on your transaction history and account activity. Frequent usage and prompt repayment may increase your limit over time.

2. How long do I have to repay the airtime loan?
Repayment is automatically deducted within 7–14 days or during your next account credit or airtime recharge, whichever comes first.

3. Are there any hidden fees or extra charges?
No, there are no hidden fees. The applicable service fee (10–15%) is clearly displayed before you confirm the transaction.

4. Can I borrow airtime if I don’t have a FirstBank account?
No, the service is exclusive to FirstBank account holders or FirstMonie Wallet users. You must have a linked, active account to qualify.

Conclusion

The FirstBank Airtime Loan is a smart, convenient, and reliable service that keeps you connected at all times. With instant access, no paperwork, and automatic repayment, it’s ideal for customers who need airtime urgently. By meeting the eligibility requirements, applying through the USSD code or mobile app, and maintaining responsible repayment, customers can enjoy continued access to higher loan limits over time.

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